easyTerm

getPremiumAmounts()

This function is used to gel a list of rate quotes for the user as a JSON Object. The user's age must be between 18 to 70.

Params

Param	Type	Description
gender	String Enum - ['Male', 'Female']	The user's gender
dateOfBirth	String	The user's Date of birth
smoker	Boolean	If the user is a smoker

Example request body

const { getPremiumAmounts } = require('../purchase/aa/easyTerm');

"gender": "Male",
"dateOfBirth": "test1@test.com",
"smoker": true

const pricing = await getPremiumAmounts(gender, dateOfBirth, smoker)

Returns

The array list of pricing.

Example return object with user.life

pricing: [
  {
    product: "EZT",
    coverage: 50000,
    terms: [
      {
        years: 10,
        price: 84.75,
        riders: [
          {
            type: "CI",
            price: 21.0,
            included: false,
            coverage: 12500,
          },
        ],
      },
    ],
  },
  {
    product: "EZT",
    coverage: 50000,
    terms: [
      {
        years: 20,
        price: 135.18,
        riders: [
          {
            type: "CI",
            price: 21.01,
            included: false,
            coverage: 12500,
          },
        ],
      },
    ],
  },
  {
    product: "EZT",
    coverage: 75000,
    terms: [
      {
        years: 10,
        price: 110.55,
        riders: [
          {
            type: "CI",
            price: 31.51,
            included: false,
            coverage: 18750,
          },
        ],
      },
    ],
  },
  {
    product: "EZT",
    coverage: 75000,
    terms: [
      {
        years: 20,
        price: 198.39,
        riders: [
          {
            type: "CI",
            price: 31.52,
            included: false,
            coverage: 18750,
          },
        ],
      },
    ],
  },
  {
    product: "EZT",
    coverage: 100000,
    terms: [
      {
        years: 10,
        price: 145.52,
        riders: [
          {
            type: "CI",
            price: 42.01,
            included: false,
            coverage: 25000,
          },
        ],
      },
    ],
  },
  {
    product: "EZT",
    coverage: 100000,
    terms: [
      {
        years: 20,
        price: 262.64,
        riders: [
          {
            type: "CI",
            price: 42.02,
            included: false,
            coverage: 25000,
          },
        ],
      },
    ],
  },
];